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Pension Credit can also bring Council Tax Reduction and Cold Weather Payments.
Check Pension CreditAll the help for older people in Cardiff, on one page.
Why this page? In Cardiff, help comes from the council, the Welsh Government and Transport for Wales. We've named who does what.
Pension Credit can also bring Council Tax Reduction and Cold Weather Payments.
Check Pension CreditWe could not confirm the pension-age savings limit. You can claim Council Tax Reduction and Housing Benefit on the same online form. Ask Cardiff Council: what's the savings limit for pension-age Council Tax Reduction?
Who handles this: Cardiff Council.
Yes. You can apply if you own your home, rent, are unemployed or working.
Yes. Household income includes savings, pensions and your partner's income.
Yes. Pension Credit can also bring a Council Tax Reduction.
Last checked 12 Oct 2026
Cardiff CouncilThe two grants are the Emergency Assistance Payment and the Individual Assistance Payment. You do not pay them back.
Apply to the Welsh Government. Welsh Government
Who handles this: the Welsh Government, not Cardiff Council.
No. There are two grants, and you do not pay them back.
It can help with food, gas, electricity, heating oil or emergency travel. It cannot pay ongoing bills you cannot afford.
A grant to help you, or someone you care for, live independently at home.
Last checked 12 Oct 2026
Apply to the Welsh Government60, if you live in Wales.
Free on eligible local buses in Wales, including cross-border routes that start or end in Wales. Also a third off Cardiff and Valleys trains after 9.30am on weekdays, and any time at weekends and on bank holidays.
Who handles this: Transport for Wales. You apply to them online.
Yes. In Wales the card is valid at all times of the day, every day, on eligible local buses.
If a disability makes it hard to travel alone, you may get a companion card so someone can travel with you for free. Companion cards are handled by Cardiff Council. Your companion travels free only when they're with you for the whole journey.
Last checked 12 Oct 2026
Apply for a bus passIn Wales, Blue Badges are free and last up to 3 years. Apply online, or get help at your local Hub.
Who handles this: Cardiff Council.
Up to 12 weeks, or longer if you need a further medical assessment. Can't get online or to a Hub? Ask for a call back on 029 2087 3209 (Mon–Fri 9.30am to midday).
Reapply with any new evidence. Without new evidence, you must wait at least 6 months.
Apply up to 12 weeks before your badge runs out. If you apply earlier, Cardiff cancels the application. Badges are not renewed automatically.
Last checked 12 Oct 2026
Get free help with your Blue Badge application
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Every fact here comes from an official page, linked next to it: Cardiff Council, GOV.UK, Transport for Wales, the Welsh Government and the NHS. We checked every link and quote on 12 Oct 2026. Where we could not confirm something, we give you the number to call and what to ask.
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